New to Medicare

New to Medicare? Start Here.

If you are turning 65, Medicare may feel like a new language. This page gives you a simple starting point so you can understand the basics before making decisions.

Download the Turning 65 Medicare Checklist

The Basics

Medicare in Plain English

Original Medicare

The federal program made up of Part A and Part B. It's where most people begin.

Part A (Hospital)

Helps cover inpatient hospital care, skilled nursing, and some home health. Many qualify for premium-free Part A.

Part B (Medical)

Helps cover doctor visits, outpatient care, preventive services, and medical equipment.

Part C (Medicare Advantage)

An all-in-one alternative offered by private plans that bundles coverage, often with extra benefits and a network.

Part D (Prescription Drugs)

Helps cover prescription medications. The right plan depends on the drugs you take.

Medicare Supplement (Medigap)

Works alongside Original Medicare to help with out-of-pocket costs like copays and deductibles.

Questions

Common Medicare Questions

Free Resource

Turning 65 Medicare Checklist

A simple checklist to help you understand what to do before, during, and after your Medicare enrollment window.

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New to Medicare? Start Here.

Medicare in Plain English

Original Medicare

Part A (Hospital)

Part B (Medical)

Part C (Medicare Advantage)

Part D (Prescription Drugs)

Medicare Supplement (Medigap)

Common Medicare Questions

When should I start learning about Medicare?

Do I have to enroll at 65 if I am still working?

What happens if I miss my enrollment window?

What is the difference between Medicare Advantage and Medicare Supplement?

Does Medicare cover prescriptions?

Does Medicare cover dental, vision, and hearing?

Can someone help me compare my options?

Turning 65 Medicare Checklist

Let's Make Your First Medicare Step Clear